What is BNPL Payment?

Buy Now Pay Later, or BNPL is a method of payment that lets you make a purchase without having to pay the entire amount upfront. Typically, you sign up with a business that offers this service, and that business collects payment when you make a purchase. However, after the lender makes a payment on your behalf, you must make a repayment within a given time frame. In contrast to a personal loan, the BNPL program often carries no interest charges. You have two payment options: free Equated Monthly Instalments or a lump sum payment (EMIs). The lender is required to charge you interest on your amount if you don't repay the amount within the allotted payback period. Further postponement can affect your credit rating.

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Vande Bharat Express Train: Necessity of Time or Luxury

As of December 2022, Indian Railways will run the semi-high-speed electric multiple-unit train Vande Bharat Express, formerly known as Train 18, on 6 routes. Most experts were pleased to see the Finance Minister's announcement of the intention to produce 400 new Vande Bharat express trains domestically for Rs 130 crores in the recently-presented budget for 22–23. However, Vande Bharat Express Trains is not without its detractors. The Vande Bharat Express Production is being promoted by the government as a "Make in India" success story. Vande Bharat Express Services' detractors contend that rather than focusing on 'luxuries' that only the wealthy can afford, such as trains, the government should prioritize other social aims like food and education. Why Vande Bharat is important - Background India had long-term plans to establish a high-speed rail system. The Indian Railways' top priorities were safety and cost. After the launch of the Gatimaan Express in

Brazil protests: Artwork suffers damage beyond repair

Brazil protests: Artwork suffers damage beyond repair Published Share IMAGE SOURCE, GETTY IMAGES Image caption, A vandalised painting depicting a political figure lies on a room at the National Congress When thousands of rioters ransacked Brazil's monumental government buildings on Sunday, political leaders condemned the grave attack on the country's democratic fabric. In waves of green and yellow, thousands of far-right supporters of Brazil's ex-leader, Jair Bolsonaro, wreaked havoc on Congress, the Supreme Court and Presidential Palace in Brasilia, leaving a trail of destruction behind them. But the three buildings also held a rich collection of art, some of which suffered irreparable damage. The government has mourned the loss of key parts of the artistic collection, which it said represents an important chapter in its national history. IMAGE SOURC "The value of what was destroyed is incalculable because of the history it represents. The collection is a representati

Flood In india

India has a long history of experiencing floods, with various regions being prone to annual monsoon flooding. Flooding in India can be attributed to a combination of factors such as heavy rainfall, inadequate drainage systems, deforestation, urbanization, and poor infrastructure in flood-prone areas. These factors often contribute to devastating consequences for the affected communities and the country as a whole. The monsoon season, which typically occurs from June to September, brings heavy rainfall across different parts of India. While the monsoons are vital for agricultural productivity, excessive or poorly distributed rainfall can lead to flash floods and riverine flooding. The states of Assam, Bihar, Uttar Pradesh, West Bengal, and Kerala are among the most flood-prone regions in the country. Floods in India have severe impacts on human lives, infrastructure, and the economy. Thousands of people are displaced each year, losing their homes, livelihoods, and even their lives. Flo

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